Built by Originators for Originators™

PMC is well known for having the best reputation in the industry, coming from both its employees and customers. We’ve got all the products out there, great ‘flexible pricing’, proper and dependable fulfillment, dynamite marketing, and an unbeatable compensation plan.

 

We offer all products

OUR PRODUCTS

Never have to tell a referral source that you don’t offer a loan type, as we have them all. Our Product Development Team works tirelessly to ensure that we’re always on the forefront of product innovation!

PRODUCTS

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OUR PRODUCTS

• Fannie Mae and Freddie Mac Direct Lender
• Ginnie Mae Issuer
• FHA/VA to 580 FICO
• Jumbo Products Up to $5M
• Renovation Products
• HECM (Reverse Mortgage) Loans
• Brokered Program for any Non-In-House Programs
•Deal Desk
•No Guideline Overlays
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NON-QM & JUMBO

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NON-QM

• Owner-Occupied NO RATIO
• Renovation Products
• Stated Income Loans
• 12-24 Month Bank Statement Loans
• Foreign National Loans (ITIN)
• No Income Investment Loans
• DSCR
• Construction to Perm
• P&L Only / Light Docs
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SPECIALTY

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SPECIALTY PRODUCTS

• HECM
• Medical Professionals 100% Financing
• REFI Now
• Down Payment Assistance Programs
• HELOCS




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IT'S HARD TO BEAT OUR PRICING

OUR PRICING

As the largest private lender in the country, you can depend on competitive and transparent pricing. You’ve got direct access to the secondary market, and flexibility in rate when necessary!

TRANSPARENT PRICING

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PMC PRICING

"PMC has shown a commitment to its core principle of price consistency and solid service in underwriting. Even as we are experiencing record volumes in 2019 we have not raised our margins at all. Price consistency builds trust. We are also transparent about our turn times and are committed to hiring more staff and creating technological efficiencies to constantly improve." - Kevin Peranio, PMC, Chief Lending Officer

SECONDARY MARKET

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SECONDARY MARKET

RATE EXCEPTIONS

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RATE EXCEPTIONS
WE MAKE RATE EXCEPTIONS EASY. DON'T LOSE A LOAN IF IT'S A DEAL-BREAKER
AS OF 2/14/22 - 16-DAY AVERAGE CLEAR TO CLOSE

OUR FULFILLMENT

Without proper fulfillment, we are nothing. All loans are processed and underwritten in-house. We’ve got 24 hour underwriting turn-times. You can call your underwriters, rely on a 16-day average clear to close with no guideline overlays, and we allow post closing conditions. 

NO GUIDELINE OVERLAYS

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NO GUIDELINE OVERLAYS

• Underwrite Straight Off DU Findings
• No "Feel Good" Conditions
• Our Aggressive Credit Box Is What Stands Us Apart from Most




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UNDERWRITING

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UNDERWRITING

• 24 Hour Underwriting Turn-Times
• Access to Underwriters
• Common Sense Underwriting
• TBD Full Approvals
• What If Scenarios / Deal Desk



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CLOSING

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CLOSING LOANS

• Same Day Closing
• Allow Post Closing Conditions
• Early CD
• No Funding Authorization Numbers Required




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what we offer

Our compensation

PMC is well known for its overall compensation package.  From more bps to great insurance and benefits, you’ll quickly find value in the breadth of PMC. Not only will you make more, you’ll have more control of your life.

COMPENSATION

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COMPENSATION

• Competitive Compensation
• Brokered Out Compensation
• Tax Advantage Program (TAP)




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BENEFITS

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BENEFITS

• Medical
• Dental
• Vision
• 401K



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REFERRALS

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REFERRALS

• Low-Cost Loan Referrals
• Out of State Referrals
• Family/Friend Referrals




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what we offer

OUR MARKETING

Through the power of art and visual communication, the PMC National Marketing Department is devoted to providing some of the finest marketing collateral and customer retention management tools in the mortgage industry today.

MARKETING PORTAL

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PMC MARKETING

• World Class CRM
• Loan Status Notification
• Client for Life
• Bilingual Flyers (English and Spanish)
• Personalized Websites
• Affinity Program
• Digital Marketing Department
• Marketing Road Map (IG, Headshots, Bio Videos, Lead Gen Campaigns)
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WORLD-CLASS
CRM

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Total Expert™

Named #1 CRM by STRATMOR Group

As the #1 industry CRM for customer loyalty and retention, we are your partner for success, driving productivity and high-touch engagement, better than any other solution.



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PERSONALIZED WEBSITE

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PERSONALIZED WEBSITE

Your Website Is Your Lobster Trap to Accumulate New Business!

• Built-In 1003 Application
• Rate Quote Calculator
• Calls to Action
• Great Graphics & Content


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MORTGAGE GEEK
COACHING PROGRAM

This program is a comprehensive Loan Officer boot camp taught by our President and his team of experts. Sean Cahan’s careful methods have turned his hard work into over $100 million a year in personal production and he wants to show you how to do the same!

We are truly grateful to all our customers and team members

For 20 years, we’ve been helping customers achieve their home purchase and refinance goals.

48

STATES

3,000+

EMPLOYEES

1,300+

LOAN OFFICERS

280+

BRANCHES

See what Customers are Saying

Have questions? Give us a call, and we’ll walk you through it..
(866) 305-0706

Give us a call to discuss your future!

You shouldn’t have to figure it out all on your own.

When it comes to making a decision of this magnitude, no doubt stress sets in, but our dedicated Transition Team is here for you even before your NMLS changes to PMC, so your business doesn’t skip a beat.

Get up and running quickly with a personalized onboarding plan. Then maximize results with premium training, ongoing support, and training. Are you ready to align your business with the caliber of PMC?

Real Estate Partners

When balancing your real estate career while simultaneously attempting to originate loans, you may have discovered that there just isn’t enough time. PMC has partnered with REA’s for years and will do the work, so you get paid!